Key Features:
- Complimentary Club Marriott membership for the first year
- Unlimited airport lounge access across the globe for Primary and Add-on member
- 5 Reward Points for every ₹ 150 spent
- Global Personal Concierge -24 X 7
Additional Features:
- Golf Privileges: Unlimited Complimentary golf games at leading courses across India and select courses across the world. Unlimited complimentary Golf coaching at select golf courses across India.
- Foreign Currency Markup: Lowest markup fee of 2% on all foreign currency transactions.
- Zero lost card liability: In the unfortunate event of losing your HDFC Bank Infinia Credit Card, on reporting it immediately to our 24-hour call center, you have zero liability on any fraudulent transactions made on your Credit Card.
- Interest-Free Credit Period: Up to 50 days of interest-free period on your HDFC Bank Infinia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
- Revolving Credit: Enjoy Revolving Credit on your HDFC Bank Infinia Credit Card at the nominal interest rate.
Concierge:
Global Personal Concierge – 24 X 7
Customize your travel, entertainment, and business experiences with our Global Concierge Assistance
Here are some of the services provided by our concierge.
- Golf Booking
- Itinerary planning and reservation assistance
- Private dining assistance
- International gift delivery
- Event planning and referrals
- Airport VIP service (meet-and-greet) and much more.
Lounge Access:
- Enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass.
- Benefits are also available for add-on Priority Pass holders.
Good Food Trail Program:
Enjoy amazing dining benefits with the Good Food Trail program
Get complimentary Dineout passport membership for a year that offers
- Assured flat 25% off at 2000+ premium restaurants
- 1+1 on the buffet at 200+ restaurants
- 1+1 on Food / Drinks on select restaurants
- Zero convenience fee
- Early access to events and festivals such as GIRF
Get an additional 15% off on all your bill payments via Dineout Pay (10k + restaurants)
Fuel Surcharge Waiver:
1% fuel surcharge waiver at all fuel stations across India
on transactions between Rs.400 and Rs.1,00,000
Note – No Reward Points are earned on fuel transactions
Welcome Benefit:
- Complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stays across Asia – Pacific region.
- Get welcome Benefit of 10,000 Reward Points upon fee realization.
Renewal Offer:
- Spend 8 lakhs or more in the preceding 12 months and get the renewal membership fee waived off for next year.
- Renewal benefit of 10,000 Reward Points* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
Smart EMI:
HDFC Bank Infinia Credit Card comes with an option to convert your big spends into EMI after purchase.
Contactless Payment:
- The HDFC Bank Infinia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
- To see if your Card is contactless, look for the contactless network symbol on your Card.
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Cardholder has to enter the Credit Card PIN for security reasons)
Insurance/Comprehensive protection & Nominee details for Insurance:
- Accidental Air Death cover worth Rs. 3 Crore
- Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
- Credit Shield Cover for up to 9 lakhs
Reward Point/CashBack Redemption & Validity
A. Reward Points Accrual:
- Earn 5 Reward Points on every Rs.150, on all retail* spends including Insurance, Utilities, Education, and Rent Pay
- Earn up to 10 times Reward Points on your travel and shopping spends on Smartbuy
- Earn 2 times Reward Points on your Dining spends at stand-alone restaurants.
B. Reward Points Redemption:
You can redeem your Reward Points on Smartbuy or Netbanking.
Reward Points can be redeemed for:
- Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs 1
- Airmiles conversion through net banking at a value of 1RP = 1 air mile
- Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = up to Rs 0.50
- Cashback at a value of 1 RP = Rs 0.30
